Commercial Trucking Insurance

TrustPoint Insurance & Real Estate specializes in assisting both owner-operators and leased owner-operators in securing the best possible coverage for the best possible price. It’s important to find the right fit for you – great coverage, reasonable pricing, excellent claims handling, loss control and more.

Types of coverages and considerations for your commercial trucking policy include:

  • Earned Freight Charges
  • Traffic & Security Expense Coverage
  • Expanded Refrigeration Coverage
  • Towing Reimbursement
  • Debris and Pollution Removal
  • Liability Insurance for the Commercial Vehicle
  • Reload Expense Coverage
  • Bobtail Insurance
  • More

Get Started With a Commercial Truck Insurance Policy Today

(800) 258-4219
support@trustpointservices.net

Now Providing Commercial Trucking Insurance in
Arkansas, Colorado, Iowa, Kansas, Michigan, Missouri, Nebraska, Oklahoma, Oregon and Texas

Commercial Truck Insurance Coverage Options

At TrustPoint Insurance, we specialize in providing tailored policies for the trucking industry, addressing the unique needs of trucking businesses. Our offerings include comprehensive coverage limits, physical damage, and liability coverage, designed to support trucking companies, particularly owner-operators with their own trucks and authority. We aim to help our clients manage costly claims and trucking risks effectively, ensuring they receive the right coverage at competitive rates for their business vehicles and operations.

Types of coverages and considerations for your commercial trucking policy include:

Earned Freight Charges

Earned Freight Charges, also known as the compensation provided for transportation services, encompass the payment received by transporters or logistics companies for the successful delivery of goods from one location to another. It ensures that carriers are fairly compensated for their service, fuel, and effort in moving freight across distances.

Traffic & Security Expense Coverage

Traffic & Security Expense Coverage offers financial protection against the costs that arise from traffic incidents and security issues. This type of coverage, essential for mitigating the financial impact of unforeseen events such as accidents, theft, or vandalism during the transport of goods, ensures that businesses are not overly burdened by these expenses.

Expanded Refrigeration Coverage

Expanded Refrigeration Coverage, an additional insurance policy designed specifically for refrigerated cargo, protects against spoilage or temperature-related damage to goods that require a controlled environment during transport. This coverage is crucial for businesses dealing with perishable items, providing an extra layer of financial protection against losses due to equipment failure or other refrigeration issues.

Towing Reimbursement

Towing Reimbursement provides compensation for the expenses incurred from towing a disabled vehicle. This coverage, important for minimizing the financial impact of vehicle breakdowns on businesses and individuals, ensures that in the event of a vehicle malfunction or accident, the cost of towing the vehicle to a repair facility will be covered.

Debris and Pollution Removal

Debris and Pollution Removal offers coverage for the costs associated with the cleanup of debris and pollutants following an accident. This type of trucking insurance is vital for addressing the environmental and public safety concerns that can arise from transportation incidents in the trucking industry, ensuring that the affected area is promptly and properly cleaned up.

Liability Insurance for the Commercial Vehicle

Liability Insurance for the Commercial Vehicle provides protection against claims resulting from injuries or damage to other people or property. This insurance is essential for commercial vehicle operators, including owner operators, as it covers the legal and financial responsibilities that can arise from accidents involving their vehicle. It safeguards trucking businesses and drivers from potentially devastating claims and lawsuits, offering financial protection and risk management.

Reload Expense Coverage

Reload Expense Coverage offers financial protection for the costs involved in reloading cargo onto another vehicle after an incident. This coverage is designed to mitigate the additional expenses that can occur when cargo needs to be transferred to a different vehicle due to an accident, breakdown, or other disruptions during transport, ensuring that these unexpected costs do not burden the carrier. It’s an important aspect of trucking insurance for businesses that rely on timely and efficient cargo delivery.

Bobtail Insurance

Bobtail Insurance is a specific type of insurance coverage for a tractor operating without a trailer, particularly when not under dispatch. This insurance is crucial for truck drivers in between hauls or when driving the tractor without attached freight for business purposes, providing protection against liability for accidents that occur during these times. It ensures that drivers are covered even when they are not transporting cargo, helping to manage the higher risk associated with operating commercial trucks.

Get Started With a Commercial Truck Insurance Policy Today

(800) 258-4219
support@trustpointservices.net

Now Providing Commercial Trucking Insurance in
Arkansas, Colorado, Iowa, Kansas, Michigan, Missouri, Nebraska, Oklahoma, Oregon and Texas

Why Choose Us For Your Commercial Vehicle Insurance?

At TrustPoint Insurance, we’re acutely aware of the intricacies within the trucking industry and the critical role that dependable insurance plays. Opting for TrustPoint means selecting a partner who values your business’s continuity and growth. Here’s a deeper look into why we stand out:

  • Expertise: Our team’s profound understanding of the commercial trucking sector sets us apart. With years of experience under our belts, we’re not just offering generic policies; we’re providing insights, advice, and solutions that are meticulously tailored to meet the specific demands of your trucking business. Whether it’s navigating the complexities of liability coverage or understanding the nuances of commercial truck insurance costs, our expertise ensures that you’re always ahead of the curve.
  • Customized Policies: In the realm of commercial truck insurance, there’s no one-size-fits-all solution. Recognizing this, we champion a personalized approach. This means diving deep into your business’s unique requirements and risks, then crafting a commercial truck insurance policy that’s as unique as your operation. From commercial auto insurance to commercial vehicle insurance, we ensure that your coverage limits reflect your specific needs, offering peace of mind and protection tailored just for you.
  • Competitive Pricing: We understand that cost is a crucial consideration when buying commercial truck insurance. That’s why we leverage our access to multiple insurance providers to secure the most competitive pricing for your commercial trucking insurance. This approach ensures that you don’t have to compromise on coverage to enjoy affordability. Whether it’s commercial auto or commercial truck insurance, we’re committed to providing value without sacrificing quality.
  • Outstanding Support: Our relationship with you doesn’t end once you’ve purchased a policy. From assisting with claims to conducting regular policy reviews, our team is dedicated to supporting your operation every step of the way. This commitment to outstanding support differentiates us from providers who might consider commercial truck insurance a mere transaction. Whether it’s a question about coverage limits or advice on transitioning from personal auto insurance to commercial truck insurance, our team is here to assist, ensuring that your trucking operation runs smoothly and efficiently.

Choosing TrustPoint Insurance means partnering with a firm that doesn’t just understand the trucking industry but is also deeply invested in your success. With our expertise, customized policies, competitive pricing, and unparalleled support, we’re here to help you navigate the complexities of commercial trucking insurance, so you can focus on what you do best – running your trucking business.

Get a Quote

Ready to take the next step? Contact us today for a no-obligation quote. Our team will work with you to assess your needs and provide a tailored insurance solution that ensures maximum protection for your business.

Get Started With a Commercial Truck Insurance Policy Today

(800) 258-4219
support@trustpointservices.net

Now Providing Commercial Trucking Insurance in
Arkansas, Colorado, Iowa, Kansas, Michigan, Missouri, Nebraska, Oklahoma, Oregon and Texas